/* The guided journey "stage": a dark presentation surface in both themes. */
.section-head.center{text-align:center;margin-inline:auto}
.section-head.center .kicker{justify-content:center}
.section.tight{padding-block:clamp(40px,6vw,72px)}
.mt{margin-top:18px}
.stage{
  --bg:#06282b;--card:#0a3034;--ink:#eefbf7;--ink2:#cfe6e0;--muted:#9fc4bc;--line:#1f4d51;--soft:#0e373b;
  --accent:#3ee6b0;--accent-2:#2fd49f;--accent-ink:#022019;--link:#6ff0c6;--warn:#ffc27a;--warn-bg:rgba(255,194,122,.1);
  --good:#6ff0c6;--bad:#ff9d8f;--c-cash:#c3cdd9;--c-sf:#86a9ff;--c-st:#3ee6b0;--tax:#ff9d8f;
  color-scheme:dark;position:relative;color:var(--ink);border-radius:28px;overflow:hidden;isolation:isolate;
  background:radial-gradient(900px 480px at 100% 0%,rgba(62,230,176,.14),transparent 60%),radial-gradient(700px 480px at 0% 100%,rgba(47,107,255,.18),transparent 60%),linear-gradient(180deg,#052629,#031c1f);
  box-shadow:0 50px 100px -50px rgba(3,28,31,.7),0 0 0 1px rgba(255,255,255,.06) inset;max-width:1080px;margin:0 auto;
}
.stage::before{content:"";position:absolute;inset:0;z-index:-1;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:linear-gradient(180deg,#000,transparent 70%);mask-image:linear-gradient(180deg,#000,transparent 70%)}
.stage a{color:var(--link)}
.stage-top{padding:20px 28px 0}
.segbar{display:flex;gap:4px}
.segbar i{flex:1;height:4px;border-radius:4px;background:rgba(255,255,255,.12);transition:background .4s}
.segbar i.done{background:var(--accent)}
.segbar i.cur{background:#fff}
.segbar i.gap{flex:0 0 10px;background:transparent}
.stage-meta{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-top:12px;min-height:30px}
.stage-count{margin:0;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:600}
.pchip{border:1px solid var(--line);background:rgba(255,255,255,.04);color:var(--ink2);border-radius:999px;padding:6px 12px;font:500 13px/1 var(--font);cursor:pointer}
.pchip:hover{border-color:var(--accent)}
.stage-body{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:28px;padding:26px 28px 8px;min-height:470px}
.stage[data-phase=story] .stage-body{grid-template-columns:1fr}
.stage[data-phase=story] .ticker,.stage[data-phase=story] .qwrap{display:none}
.stage-nav{display:flex;align-items:center;gap:12px;padding:18px 28px 24px;border-top:1px solid rgba(255,255,255,.07)}
.stage-nav #jNext{margin-left:auto;min-width:150px}
.stage-nav .kbd{font-size:12.5px;color:var(--muted)}
.stage-nav .kbd kbd{font:600 11.5px/1 var(--font);border:1px solid var(--line);border-bottom-width:2px;border-radius:5px;padding:3px 6px;background:rgba(255,255,255,.04);color:var(--ink2)}
.stage-fine{text-align:center;font-size:13px;color:var(--muted);margin:14px auto 0;max-width:720px}
.q h3,.slide h3{color:#fff}
.q .q-help{color:var(--muted)}
.opts.five{grid-template-columns:repeat(2,minmax(0,1fr))}
.opts.five .opt:last-child{grid-column:1/-1}
.stage .opt{background:rgba(255,255,255,.03)}
.stage .money-lg input,.stage input[type=text],.stage select{background:rgba(0,0,0,.18);border-color:var(--line)}
.stage .inline-note:empty{display:none}
.lbl{display:block;font-weight:600;font-size:14.5px;margin:0 0 10px;padding:0;color:var(--ink)}
.switch{display:flex;gap:10px;align-items:flex-start;font-size:15px;cursor:pointer;margin:10px 0;color:var(--ink2)}
.switch input{width:18px;height:18px;accent-color:var(--accent-2);margin:2px 0 0;flex:none}
.x1031{margin-top:18px;border-top:1px solid var(--line);padding-top:8px}
.x1031 .jgrid{margin-top:8px}
.toggles{display:grid;gap:2px}
[data-show-for]:not(.on){display:none!important}
.stage[data-kind=stock] [data-hide-for=stock]{display:none!important}
.chkrow label{display:flex!important;gap:8px;align-items:center;font-weight:500!important}
.chkrow input{accent-color:var(--accent-2);width:17px;height:17px}

/* ticker */
.ticker{align-self:start;position:sticky;top:84px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:20px;padding:18px}
.t-h{display:flex;align-items:center;gap:8px;margin:0 0 10px;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:600}
.t-h i{width:8px;height:8px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 0 rgba(62,230,176,.6);animation:pulse 2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(62,230,176,.55)}70%{box-shadow:0 0 0 10px rgba(62,230,176,0)}100%{box-shadow:0 0 0 0 rgba(62,230,176,0)}}
.ticker dl{margin:0}
.ticker dl div{padding:11px 0;border-top:1px solid rgba(255,255,255,.07);animation:fadeUp .4s both}
.ticker dt{font-size:13px;color:var(--muted)}
.ticker dd{margin:2px 0 0;font:800 26px/1.1 var(--display);letter-spacing:-.03em;font-variant-numeric:tabular-nums;color:#fff}
.ticker dd.tax{color:var(--tax)}.ticker dd.good{color:var(--accent)}
.ticker dd small{font:500 12.5px var(--font);color:var(--muted);letter-spacing:0;margin-left:6px}
.t-foot{font-size:12px;color:var(--muted);margin:10px 0 0}
@media (max-width:900px){
  .stage-body{grid-template-columns:1fr;gap:18px;min-height:0}
  .ticker{position:static;order:-1;padding:12px 14px;border-radius:16px}
  .ticker .t-h,.ticker .t-foot{display:none}
  .ticker dl{display:flex;gap:18px;overflow-x:auto;scrollbar-width:none}
  .ticker dl::-webkit-scrollbar{display:none}
  .ticker dl div{border:0;padding:0;flex:none}
  .ticker dd{font-size:19px}
  .ticker dt{font-size:11.5px;white-space:nowrap}
}
@media (max-width:560px){
  .stage{border-radius:22px}
  .stage-top{padding:16px 18px 0}
  .stage-body{padding:18px 18px 6px}
  .stage-nav{padding:14px 18px 18px}
  .stage-nav .kbd{display:none}
  .stage-nav #jNext{flex:1;min-width:0}
  .opts.five{grid-template-columns:1fr}
  .opt{padding:14px}
}

/* story slides */
.story{min-width:0}
.slide{animation:stepIn .45s cubic-bezier(.2,.8,.2,1) both;max-width:880px;margin:0 auto;padding:6px 0 10px}
.slide.back{animation-name:stepBack}
.slide .eb{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600;margin:0 0 12px}
.slide h3{font-size:clamp(28px,4.4vw,46px);line-height:1.08;letter-spacing:-.035em;font-weight:800;margin:0 0 14px;outline:none}
.slide h3 .tax,.tax{color:var(--tax)}
.slide h3 .good,.good{color:var(--accent)}
.slide h3 .sfc{color:var(--c-sf)}
.slide .lead{font-size:clamp(16px,1.8vw,18.5px);color:var(--ink2);max-width:700px;margin:0 0 22px;line-height:1.55}
.slide .lead b{color:#fff}
.bignum{font:800 clamp(52px,9vw,104px)/.95 var(--display);letter-spacing:-.05em;margin:6px 0 8px;font-variant-numeric:tabular-nums}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:10px;margin:18px 0 0}
.stat{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:14px 16px}
.stat .k{font-size:12.5px;color:var(--muted);letter-spacing:.02em}
.stat .v{font:800 26px/1.15 var(--display);letter-spacing:-.03em;margin-top:4px;font-variant-numeric:tabular-nums;color:#fff}
.stat .v.tax{color:var(--tax)}.stat .v.good{color:var(--accent)}
.stat .s{font-size:12.5px;color:var(--muted);margin-top:2px}
/* composition bar */
.comp{margin:8px 0 6px}
.comp .bar{display:flex;height:54px;border-radius:14px;overflow:hidden;background:rgba(255,255,255,.05)}
.comp .bar i{display:block;height:100%;width:0;transition:width 1s cubic-bezier(.2,.8,.2,1);position:relative}
.comp .legend{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:12px;font-size:13.5px;color:var(--ink2)}
.comp .legend span{display:inline-flex;align-items:center;gap:8px}
.comp .legend i{width:12px;height:12px;border-radius:4px;display:inline-block}
.c-basis{background:#35585c}.c-costs{background:#5b6f86}.c-1245{background:#ff9d8f}.c-1250{background:#ffc27a}.c-lt{background:#3ee6b0}
/* year chart */
.ychart{margin-top:16px}
.ychart .lane{display:grid;grid-template-columns:130px 1fr;gap:14px;align-items:end;margin-bottom:14px}
.ychart .ln{font-size:13.5px;color:var(--ink2);padding-bottom:4px}
.ychart .ln b{display:block;color:#fff;font-size:15px}
.ychart .cols{display:flex;align-items:flex-end;gap:3px;height:150px;border-bottom:1px solid rgba(255,255,255,.14)}
.ychart .cols i{flex:1;min-width:3px;border-radius:4px 4px 1px 1px;height:0;transition:height .8s cubic-bezier(.2,.8,.2,1);position:relative}
.ychart .cash i{background:linear-gradient(180deg,#ffb3a6,#e0705f)}
.ychart .inst i{background:linear-gradient(180deg,#8df3cf,#18b98c)}
.ychart .sfl i{background:linear-gradient(180deg,#a9c1ff,#4a78f0)}
.ychart .sfl i.hot{background:linear-gradient(180deg,#ffb3a6,#e0705f)}
.ychart .sfl i.off{background:rgba(255,255,255,.1)}
.ychart .yl{display:flex;gap:3px;font-size:10.5px;color:var(--muted);margin-left:144px}
.ychart .yl span{flex:1;text-align:center;min-width:3px;overflow:hidden}
@media (max-width:560px){.ychart .lane{grid-template-columns:1fr;gap:6px}.ychart .yl{margin-left:0}.ychart .cols{height:110px}}
/* slider row inside slides */
.slide-ctl{display:flex;align-items:center;gap:16px;flex-wrap:wrap;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:12px 16px;margin:0 0 18px}
.slide-ctl label{font-weight:600;font-size:14.5px;white-space:nowrap}
.slide-ctl label b{font:800 22px var(--display);color:var(--accent);margin:0 4px}
.slide-ctl input[type=range]{flex:1;min-width:160px;margin:0}
.slide-ctl .rates{display:flex;gap:12px;flex-wrap:wrap}
.slide-ctl .rates .jf{width:150px}
.slide-ctl .rates input{padding-block:8px}
/* option cards inside the stage */
.stage .rcards{margin-top:4px}
.stage .rcard{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1)}
.stage .rcard dl div{border-bottom-color:rgba(255,255,255,.06)}
.stage .rcard dl{border-top-color:rgba(255,255,255,.1)}
.stage .rcard .risk{color:var(--ink2)}
.stage .rcard h4{color:#fff}
.stage .rcard .big{color:#fff}
.stage .cmp{border-color:rgba(255,255,255,.1)}
.stage .hbar .track{background:rgba(255,255,255,.06)}
.stage .hbar .val{color:#fff;text-shadow:0 1px 2px rgba(0,0,0,.4)}
/* gate */
.gate{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
@media (max-width:760px){.gate{grid-template-columns:1fr;gap:16px}}
.gate .teaser{border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:18px;background:rgba(255,255,255,.03)}
.gate .teaser ul{list-style:none;padding:0;margin:10px 0 0;display:grid;gap:9px;font-size:14.5px;color:var(--ink2)}
.gate .teaser li{display:flex;gap:10px}
.gate .teaser li::before{content:"";flex:none;width:8px;height:8px;border-radius:50%;background:var(--accent);margin-top:7px}
.gate .lock{filter:blur(5px);user-select:none;pointer-events:none;opacity:.7}
.gform .f label{color:var(--ink)}
.gform .consent{color:var(--muted)}
.gform .agent-line{background:rgba(255,255,255,.06);color:var(--ink)}
.gform .btn{width:100%}
.gform .skipbtn{display:block;margin:12px auto 0}
.gform .ok{background:rgba(62,230,176,.1);border:1px solid rgba(62,230,176,.35);border-radius:14px;padding:14px 16px;font-size:15px}
/* summary */
.sumtbl{overflow-x:auto;margin-top:6px}
.sumtbl table{min-width:560px}
.stage table th{color:var(--muted)}
.stage th,.stage td{border-bottom-color:rgba(255,255,255,.07)}
.advp{margin-top:18px;border:1px solid rgba(255,255,255,.1);border-radius:16px;padding:14px 16px;background:rgba(255,255,255,.03)}
.advp h4{margin:0 0 8px;font-size:15px;color:#fff}
.advp .tgl{display:flex;flex-wrap:wrap;gap:6px 18px}
.advp .tgl label{display:flex;gap:8px;align-items:center;font-size:14px;cursor:pointer;color:var(--ink2)}
.advp .tgl input{accent-color:var(--accent-2);width:16px;height:16px}
.panel{margin-top:16px}
.panel h5{font:700 14px/1.3 var(--display);margin:0 0 6px;color:#fff;letter-spacing:.01em}
.ctarow{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}
.ctarow .btn.ghost{color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.25)}
.ctarow .btn.ghost:hover{background:rgba(255,255,255,.07)}
.share{display:flex;gap:8px;margin-top:12px;flex-wrap:wrap;align-items:center}
.share input{flex:1;min-width:200px;font-size:13px!important}
.shareok{font-size:13px;color:var(--accent)}
.fine{font-size:12.5px;color:var(--muted);margin:16px 0 0;line-height:1.55}

/* print: the report */
@media print{
  header.site,footer.site,.hero,#help,#calc,.section,.stage-nav,.stage-top,.gate,.ctarow,.advp .tgl,.stage-fine,.skip,.section-head{display:none!important}
  body{background:#fff;color:#000}
  .journey-sec{padding:0}
  .stage{background:#fff!important;color:#000;box-shadow:none;--ink:#000;--ink2:#222;--muted:#555;--line:#ccc;--tax:#b42318;--accent:#0b7250;border-radius:0}
  .stage::before{display:none}
  .story .slide{display:block!important;break-inside:avoid;page-break-inside:avoid;margin-bottom:18px;animation:none}
  .story .slide[data-id=gate]{display:none!important}
  .slide h3,.q h3,.stat .v,.rcard h4,.rcard .big,.slide .lead b,.advp h4,.panel h5{color:#000!important}
  .stat,.rcard{background:#fff!important;border-color:#ccc!important}
}
.stage-count{white-space:nowrap}
.pchip{max-width:62%;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
@media (max-width:560px){.pchip{font-size:12px;padding:5px 10px}.stage-count{font-size:11.5px}}